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26年预测市账率0.9倍。  该行表示,集团2025财年业绩后,下调人保集团2026及2027年寿险业务股东应占纯利预测13.5%及15.8%,主要由于去年寿险业务表现逊预期,而财险及健康险业务预测大致不变。集团层面股东应占纯利及每股盈利预测下调6.4%及6.7%。  该行认为,财险业务应维持市场优势,非车险业务放宽监管有利承保表现。健康险业务增长强劲,有望获得进一步重估。寿险业务正追赶同业业务质

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